Electronic Payment Services

Who We Are
Prepaid Card Sponsorship
Types of Prepaid Cards
Statistics
Merchant Acquiring Services
ACH Services
Management Team
Contact Us

Merchant Acquiring Services
First California Bank offers sponsorship into the major networks for select ISOs, Agents and Processors, extending complete services for BINs, ICAs, paperwork and settlement functions. Perhaps unique to the merchant acquiring space is our insurance policy issued by Lloyds of London to augment ISO and merchant liability for losses of any kind. We work closely with our acquiring partners to extend the facilities of Visa, MasterCard and Discover, covering issues of data security, underwriting, risk monitoring, best practices and industry knowledge. We are active supporters of the national and regional associations and consistently work toward flexible and secure innovation in the payments industry.

ACH Services
First California Bank's ACH services offer a cost-effective and flexible vehicle for managing payment obligations and extending payment options. Our internet-based solution is a secure method for originating ACH transactions for higher-volume recurring payments, and our ACH Operations staff specializes in delivering personalized and innovative solutions to augment business processes. We actively participate in NACHA's consistent efforts toward rapid growth for electronic payments, effective risk mitigation and best practices for the industry.